Payment Policy

At [Select Stock], we want to make your shopping experience safe, convenient, and seamless. We provide a variety of secure payment methods to ensure your transactions are fully protected.

1. Accepted Payment Methods

We accept a wide range of digital and online payment options at checkout:

Credit & Debit Cards: Visa, Mastercard, RuPay and American Express.
UPI Payments: Google Pay, PhonePe, Paytm and BHIM UPI.
Net Banking: Secure direct login through all major banks.
Digital Wallets: Amazon Pay, Mobikwik, and other popular digital wallets.
Cash on Delivery (COD): Available for select pin codes. Additional verification may be required.

2. Transaction Security & Encryption

Your security is our absolute top priority.

All transactions on [Select Stock] are processed using secure, industry-standard SSL (Secure Socket Layer) encryption.
Your raw credit/debit card data is encrypted and passed directly to our PCI-compliant payment gateway partners.
We never store your card details or financial passwords on our servers.

3. Payment Failures & Issues

If your payment is deducted from your account but you do not receive an order confirmation:

Do not panic. This usually happens due to a temporary network glitch between your bank and our payment gateway.
The amount is typically auto-refunded to your original payment source by your bank within [3–5 business days].
If the issue persists, please email us at [contact@selectstock.in] with your transaction screenshot and our team will verify it immediately.

4. Pricing & Taxes

All prices listed on our website are inclusive of all applicable taxes unless stated otherwise.
The final price, including any shipping fees (waived on orders over ₹499), will be clearly displayed on the checkout page before you complete your payment.